Chrissy Casilio, owner of Casilio Communications, said Governor Kathy Hochul’s policies drive up New York’s auto insurance rates through lawsuit abuse and outdated rules, highlighting need for reforms to stabilize industry and keep rideshare fares affordable.
“Governor Kathy Hochul and Albany are the very reason why New York pays some of the highest car insurance rates in the country,” said Casilio, Business Owner. “New York State allows lawsuit abuse that turns every fender bender into a six figure payday. Albany never updated the rules to match modern vehicles. If you want lower insurance costs, you start by changing who is running the state and fire Kathy Hochul.”
According to Casilio, who posted on X in response to Governor Hochul’s statement on high auto insurance rates due to fraud and lawsuits, Albany’s policies are primarily responsible for the elevated costs faced by New York drivers. This exchange underscores ongoing debates regarding accountability for insurance affordability within the state.
New York plans a 25% increase in rideshare insurance rates by 2028 as a measure to address carrier collapses and ensure industry stability. This proposed rise aims to adjust pricing to actuarially justified levels but may lead to increased costs for both drivers and riders. Uber has expressed support for fairer requirements that would reduce burdens and keep fares affordable in New York.
The national average cost of full coverage auto insurance is projected at $208 per month, or approximately $2,496 annually, by 2026. In contrast, New York’s rates significantly exceed this average, with annual costs surpassing $4,000 due to factors such as fraud and litigation. These comparisons highlight the potential advantages of implementing state-specific reforms to bring costs closer in line with U.S. benchmarks.
Casilio founded Casilio Communications, a marketing firm based in Clarence, New York. She graduated from the University at Buffalo with a degree in journalism and actively participates in local organizations like the Clarence Chamber of Commerce. In 2023, she ran as the Republican candidate for Erie County Executive.
