Federal assistance is now available for residents and business owners in Madison County, New York, as well as the surrounding counties of Chenango, Cortland, Oneida, Onondaga, Oswego, and Otsego. This support comes in response to significant damage caused by severe storms and flooding on June 22.
Governor Kathy Hochul stated, “Relief is now available for New Yorkers impacted by storms earlier this summer. I strongly encourage homeowners, renters and business owners recovering from storm damage to take advantage of this assistance program.”
Homeowners, renters, and business owners in these counties can apply for low-interest loans through the U.S. Small Business Administration (SBA) to help with recovery efforts. These loans are designed to assist with repairs and replacement of damaged property.
Senator Charles Schumer commented on the situation: “In June, homes and businesses across Central NY and the Mohawk Valley suffered through catastrophic flooding and tornado-force winds caused by severe weather. Now, we are unlocking federal resources so homeowners and business owners can access low-interest loans through the U.S. Small Business Administration to recover from the storms, make critical repairs, and replace damaged property. I will never stop fighting to help get people and businesses back on their feet following this devastating storm, and to help communities impacted by severe weather in Upstate New York rebuild stronger.”
Senator Kristen Gillibrand added: “Communities in and around Central New York are still recovering from the damage caused by storms and flooding earlier this summer. Today, I am grateful that residents and small businesses will be able to get the federal support they need. As climate change continues to make weather events like these more frequent and severe, I will keep fighting to ensure that families, homeowners, and small businesses have access to the resources they need to recover and thrive.”
Representative John W. Mannion said: “I know the challenges so many continue to face from June’s severe storms, which is why I fought to ensure that our local counties were included in this declaration. Federal disaster relief is one of the most important tools we have to help families and businesses recover, and my office is here to assist anyone in NY-22 who needs help navigating the application process or securing this support.”
The SBA disaster loans provide up to $500,000 for homeowners needing repairs on their primary residence; up to $100,000 for homeowners or renters needing repair or replacement of personal property; up to $2 million for business owners covering real property losses; as well as Economic Injury Disaster Loans up to $2 million for working capital needs until normal operations resume.
Jackie Bray, Commissioner of the New York State Division of Homeland Security and Emergency Services (DHSES), encouraged those affected: “New Yorkers impacted by June’s severe weather should consider taking advantage of these low-interest federal loans. This assistance will go a long way in supporting homeowners, renters and businesses as they recover from the June storms.”
Applications can be submitted online or obtained via phone or email through SBA’s Customer Service Center at (800) 659-2955. In-person assistance locations will be announced soon.
The deadline for submitting applications related to physical property damage is October 20, 2025; economic injury applications must be filed by May 20, 2026.
The DHSES provides leadership during emergencies such as natural disasters or terrorism incidents across New York State.
Residents may also sign up for emergency alerts specific to their county by texting their county name or borough of residence to 333111.
